Are you looking to learn how to activate the Wema Bank USSD Code? This article provides step-by-step guidance on how to easily set up the *945# banking service on your mobile device and utilize it for conducting transactions.
Wema Bank, a prominent commercial bank in Nigeria, offers a convenient USSD code feature that enables its customers to carry out banking operations using their smartphones. Do you need a dollar account? Read our guide on How to Create Alat by Wema Domiciliary Account.
The USSD codes provided by Wema Bank are suitable for a wide range of transaction types. If you’re interested in activating your Wema Bank account but are unsure about the USSD code, worry not. We are here to guide you through the process. In this piece, we will also furnish you with a compilation of USSD codes applicable to various transactions through Wema Bank.
Table of Contents
What is the Wema Bank USSD Code?
The Wema Bank USSD code, known as *945#, serves as a quick code enabling access to a variety of banking services. This code empowers customers to conduct diverse transactions directly from their mobile devices. These transactions encompass tasks like opening accounts, checking balances, transferring funds, recharging airtime, settling bills, executing cardless withdrawals, and changing PINs.
To utilize the Wema Bank transfer code, it’s necessary to maintain an account with the bank and have your mobile number linked to your account. Each transaction boasts its own distinct code and format, which customers can input to execute the desired action.
However, it’s crucial to activate this code prior to using it for these transactions.
How to Activate the USSD Code for Wema Bank
So you’ve just gotten a new Wema Bank account and you want to activate your USSD code? Great! Here’s how to do it:
Make sure you have your phone with you and that it’s turned on. Then, dial *945*0# and press the call button. You’ll then be prompted to enter your 4-digit PIN, after which you’ll be good to go.
- On the mobile line that is associated with your bank account, enter *945#. You’d have to visit the bank to update your information if the number you’re using right now isn’t linked to your account.
- After dialling, follow the instructions and select the alternatives that are best for you.
- Select the account you want to use for transactions.
- Choose a secure PIN, then confirm it.
Benefits of Using Wema Bank USSD Code
Using the Wema Bank USSD code has several benefits, including:
- Convenience: With the USSD code, you can perform transactions from anywhere, at any time, using your mobile phone. You don’t need to visit a bank branch or ATM.
- Accessibility: The Wema Bank USSD code is easy to use and accessible to all Wema Bank customers who have registered for the service, regardless of their location or network provider.
- Speed: Transactions using the USSD code are usually processed instantly, allowing you to save time and complete transactions quickly.
- Security: The USSD transfer code for Wema is a secure method of banking as it requires you to enter your PIN to confirm transactions, ensuring that your account is protected from unauthorized access.
- Cost-effective: The USSD code is a cost-effective method of banking as it attracts lower transaction charges compared to other banking methods such as ATM withdrawals or branch transactions.
- Wide range of services: With the Wema transfer code, you can access a wide range of services such as account balance inquiry, funds transfer, airtime recharge, bill payments, and more, making it a versatile banking solution.
List of all Wema Bank’s USSD Codes and uses
Here is a list of the Wema Bank code:
|Transactions||Wema Bank USSD Codes|
|Transfer to Wema Bank/Other Banks||*945*Beneficiary Account Number*Amount#|
|Airtime Top Up for Self||*945*Amount#|
|Airtime Top Up for Others||*945*Phone Number*Amount#|
|Pay Cable Bills||*945*10#|
|Pay Electricity Bills||*945*24#|
|Cardless Withdrawal/Pay Merchant||*945*57# and *945*58#|
|Pay School Bills||*945*70# and *945*71#|
|Change USSD PIN||*945*00#|
|Change Account Number||*945*2*Old Acct Number*New Acct Number#|
Wema Bank Airtime, Transfers, and Data USSD Codes
- To purchase Airtime (self): *945*amount#
- To purchase Airtime/Data: *945*9#
- To purchase Airtime (others): *945*phoneNo*amount#
- To make Transfers (Wema account and other banks): *945*accountNo*amount#
How to Check Wema Bank Account Number Via USSD code
As we have earlier discussed, the official WEMA Bank USSD code is *945#. You do not need a smartphone or data to accomplish this. To check your Wema Bank account number just use the phone number linked to the bank account and dial *945*000#. Your account number will be displayed on your screen within a few seconds.
Wema Bank Cable TV USSD Code
- Cable TV Menu: *945*10#
- GOTV: *945*12# and *945*12*smartcardNO#
- DSTV: *945*11# and *945*11*smartcardNO #
Wema Bank Account Management USSD Codes
- To check your Account balance: *945*0#
- To Change PIN number: *945*00#
- Account restriction: *945*911#
- To Change primary account: *945*2*oldacctno*newacctno#
- Account Registering on 945: *945*01#
- Account opening: *945*1#
- BVN management: *945*4#
WEMA Bank Loan USSD Code
The WEMA Bank USSD code for loans in Nigeria is *945*65#. Simply dial *945*65# and follow the prompts to get loans in Nigeria from WEMA Bank.
Wema Bank Internet Service USSD Codes
You can pay for Internet services of different networks by using the following USSD codes:
- Internet service menu: *945*15#
- Spectranet: *945*18#
- Smile: *945*16#
Schools and Exams USSD Codes
Students can check for external examination results using the Wema Bank USSD codes below:
- To check JAMB result: *945*71#
- To check WAEC result: *945*70#
Electricity Bill USSD Codes
Without having to visit the office, customers from several states can conveniently pay their electricity bills. The following lists each state’s USSD codes:
- Electricity bill: *945*24#
- Ibadan: *945*27*meterno*amount#
- Eko: *945*25*meterno*amount#
- Ikeja: *945*26*meterno*amount#
- Enugu: *945*29*meterno*amount#
- Abuja: *945*28*meterno*amount#
- Kano: *945*32*meterno*amount#
- Jos: *945*30*meterno*amount#
- Portharcourt: *945*33*meterno*amount#
- Kaduna: *945*31*meterno*amount#
Bank Cardless Transactions USSD Codes
The following USSD codes can be used on various platforms to conduct cardless transactions:
- Coralpay: *945*58# and *945*000*REFno#
- Mcash: *945*57# and *945*57*merchantcode*amount#
how to block wema bank ATM card
You can Hotlist your ALAT card if it is lost, stolen, or damaged or if you suspect any fraudulent activity on your account. follow the steps below:
- Log into the ALAT application using your registered email address and password
- Select “Cards” on Home Page
- Select “My Cards”
- Select “Hotlist Card”
- Select a reason for Card Hotlist on the list
- Input ALAT PIN and select Hotlist