Unity Bank USSD code for transfer and all other USSD codes 2023

Unity Bank USSD codes come in handy as distinct codes enabling you to carry out a range of tasks right from your mobile phone or other digital devices. These codes are particularly geared towards banking and mobile money transactions, extending their functionality to service activation and deactivation on your device.
Within this article, you’ll uncover comprehensive insights into Unity Bank’s USSD code system, as well as the dedicated Unity Bank transfer code. This encompasses an understanding of what these codes entail, detailed instructions on how to register and activate them, an exhaustive compilation of all USSD codes catering to Unity Bank’s diverse transactions, and a plethora of additional valuable information.
Here is a list of the Unity Bank code:
Transactions | Unity Bank USSD code |
---|---|
Check Balance | *7799*0# |
Transfer to Unity Bank Account | *7799*1*Account number*Amount# |
Transfer to Other Banks | *7799*2*Account number*Amount# |
Airtime Top-Up for Self | *7799*Amount# |
Airtime Top-Up for Others | *7799*Phone number*Amount# |
Cardless Withdrawal | *7799*8*Amount# |
Open Account | *7799# |
Fund Bet9ja Account | *7799*403*Bet9ja ID*Amount# |
USSD on POS | *7799*000*RefID# |
Retrieve BVN | *7799*5# |
Block ATM card | 779921# |
Block Account | *7799*9*phone number# |
Table of Contents
What is the Unity Bank Transfer Code?
Unity bank transfer code, or Unity Bank code is a shortcode that can be used to perform a variety of banking tasks. There is a general code for all transactions on Unity bank accounts and also shortcodes for specific transactions like checking balances, funds transfers, etc.

The Unity Bank USSD code is *7799#. Once registered and activated, this code can be used to access a range of services, including:
- Opening an account
- Checking your account balance
- Transferring money to other Unity Bank accounts
- Transferring money to other banks in Nigeria
- Recharging your phone
- Paying bills
- Buying airtime for yourself or others
- Checking your BVN
Whether you are using the latest Apple iPhone or Android smartphone, you can have access to the *7799# Quick Banking Service. And you can use the service on your MTN, Glo, Airtel, 9mobile and other network operators. It doesn’t use an internet connection, and you can use it in the remotest part of Nigeria. You only need the phone number linked to your Unity Bank account to access the service.
How to Register & Activate Unity Bank USSD Code
Here’s the step-by-step guide to activating the USSD code for Unity Bank:
- Using the phone number registered with your account, dial *7799#
- Follow the on-screen message (or select Create or Change PIN).
- Add your required card details/Account details.
- Then, set up the four-digit secret PIN you will use to authenticate transactions.
Once all the steps above are completed, the transfer code for Unity Bank will be activated on your phone. You can now use it for your banking transactions.
How to check your Unity Bank account number
The following guide will make it easier for you when confirming your Unity Bank account number using the USSD code at any time.
- Dial *7799# from your Unity Bank registered mobile phone number.
- Pick the “check account balance” option from the list.
- Key in your MasterCard’s last four digits of your mobile banking authentication Pin.
- That will display your bank details, including your full account number.
Note: You may be charged some fees for using this service as per the Unity Bank terms and conditions. The financial institution will deduct charges from your account balance.
Unity Bank code to check your balance
Your Unity Bank USSD code comes in handy when checking your account balance. Here are some tips and the process for checking your Unity Bank account balance.
- Dial *7799# from your Unity Bank registered mobile phone number.
- Pick “Check account balance” from the options that appear.
- Key in your mobile banking pin or the last four digits of your MasterCard number.
- You will receive a message from Unity Bank indicating your account balance.
Unity Bank USSD Transfer Code
*7799*1*Account Number*Amount# is the Unity USSD code to transfer money from Unity Bank to Unity Bank. The Unity bank transfer code to other banks is *7799*2*Account Number*Amount#. Once dialled, select the recipient’s bank, and enter your PIN to authorize the transfer.
Unity Bank Code for Buying Airtime
*7799*Amount# is the Unity Bank code to buy airtime for yourself (SIM linked with your Unity Bank account). While *7799*Phone Number*Amount# is the code to buy airtime for other numbers.
How to deactivate the Unity Bank USSD codes
If you are longer interested in using the Unity Bank USSD codes or may have lost your phone and need to safeguard your account from fraudsters. All you need to do is dial the following string of commands from any other phone and follow the prompts. Dial *7799*911#.
Unity Bank BVN USSD Code
*7799*5# is the Unity Bank code to get/retrieve your BVN.
Unity Bank USSD Code to Block ATM Card
*7799*21# is the USSD code to block your Unity Bank ATM debit card. After dialling, select the “Hotlist Card” option.
Unity Bank USSD loan Code
Here are the steps to follow, when you want to use the Unity Bank USSD code to loan. But have this in mind before you can follow these steps, you must have an active account with Untiy Bak and also use a mobile phone that has the registered number SIM.
Note: Using these steps, you don’t not a network connection on your PC or smartphone.
- On your phone (keypad dialler), dial *7799# and send the code.
- On the displayed menu, choose “Loan“.
- Enter your (Account number).
- Enter the amount you want and sent it.
Benefits of Using Unity Bank USSD Transfer Code
Using the Unity Bank USSD code has several benefits, including:
- Convenience: With the USSD code, you can perform transactions from anywhere, at any time, using your mobile phone. You don’t need to visit a bank branch or ATM.
- Accessibility: The Unity Bank USSD code is easy to use and accessible to all Unity Bank customers who have registered for the service, regardless of their location or network provider.
- Speed: Transactions using the USSD code are usually processed instantly, allowing you to save time and complete transactions quickly.
- Security: The USSD code is a secure method of banking as it requires you to enter your PIN to confirm transactions, ensuring that your account is protected from unauthorized access.
- Cost-effective: The USSD transfer code for Unity Bank is a cost-effective method of banking as it attracts lower transaction charges compared to other banking methods such as ATM withdrawals or branch transactions.
- Wide range of services: With the Unity USSD code, you can access a wide range of services such as account balance inquiry, funds transfer, airtime recharge, bill payments, and more, making it a versatile banking solution.