How to active MTN on Demand using code


Looking to purchase MTN airtime or data bundles without the need to step out of your home? Allow me to introduce you to MTN On-Demand (*904#).

This user-friendly service lets you buy MTN airtime and data bundles instantly using a simple USSD code, your debit card, or even your bank account. And the best part? You can do this from virtually anywhere, at any time.

To buy airtime with the code, simply dial *904# to go through the menu or *904*Amount# to buy airtime.

With MTN On-Demand, you can access the services you require right away, and the maximum amount you can purchase is determined by your bank.

Wondering who can take advantage of MTN On-Demand? Well, it’s open to any MTN customer who has linked their bank account to their phone number.

In this article, I’ll break down what MTN On-Demand is, how to activate it on your phone, how it functions, and how you can make the most of it.

What is MTN on Demand?

This is MTN on Demand! You are allowed as a subscriber to buy airtime directly from your bank accounts via a code at your convenience, anytime, anywhere. Subscribers can buy airtime to a maximum of N3000.

You don’t need to register whatsoever, you are automatically eligible as long as your MTN number is connected to your banks.

What are the benefits of the *904# code?

You will enjoy benefits such as:

  • Convenience (you can buy at any time and anywhere)
  • Ease of purchase
  • No need to scratch
  • No hidden charges on your account or airtime
  • No network issues
  • Simple and instant (No delays)
  • Multiple purchases (strictly for the MTN number linked to any of your accounts)

Which banks does MTN on demand support in Nigeria

You can currently use the *904# MTN OnDemand service with 17 banks. The applicable banks are:

  1. First Bank
  2. Access Bank
  3. UBA (United Bank for Africa)
  4. Zenith Bank
  5. GTB (Guaranty Trust Bank)
  6. FCMB (First City Monument Bank)
  7. Union Bank
  8. Fidelity Bank
  9. Stanbic IBTC
  10. Ecobank
  11. Sterling Bank
  12. Heritage Bank
  13. VFD MFB (VFD Microfinance Bank)
  14. Keystone Bank
  15. Wema Bank
  16. Unity Bank
  17. Polaris Bank

If you find your bank’s name on this list, then you can use MTN On Demand. However, if your bank is not listed, unfortunately, you won’t be able to use this service.

What you can buy using *904#?

MTN On Demand is an easy and convenient way to get your favorite products, services, and bundles using the *904# menu.

With it, you can purchase airtime for yourself or someone else, different data bundle options, XtraValue packages, social bundles known as Goodybag, Awuf4u offers, and finally broadband router or MiFi subscription packages.

How To Buy Data From Bank On Mtn

Are you running low on airtime and data bundles? Worry not, because MTN On Demand makes it incredibly easy to top up using any bank account.

All you have to do is dial *904# and follow the prompt. Afterward, you’ll be given a list of banks that you can select from if you have multiple accounts.

After selecting one, your account will be immediately activated – with no need to log in or provide additional details.

How do I buy data with code on MTN On Demand?

With the Bank USSD option, customers use their bank’s USSD pin for payments. To use this service, dial *904#, select the first option and continue with the transaction.

Currently, there are 17 banks that support MTN On Demand service including First Bank, Access Bank, UBA Bank, Zenith Bank, GTB, FCMB, Union Bank, Fidelity Bank, Stanbic IBTC, Ecobank, Sterling Bank, Heritage Bank, VFD MFB, Keystone bank, Wema bank, and Unity bank as well as Polaris bank.

Debit card payment option with MTN On Demand

Do you want to know how to use the debit card option? All you have to do is

  • dial *904#,
  • select Option 2, and follow the instructions provided.
  • An SMS link will be sent to your phone that you can use to tokenize your card.
  • Once your card is successfully tokenized, you can proceed with the one-off registration process and begin using this method.

MTN OnDemand Bank Account option

MTN On Demand enables you to make payments using your bank account. To start using this feature, simply dial *904#, select option 3, and proceed with the payment instructions.

Currently, seven banks are eligible for this service: FCMB, Fidelity, Keystone, Polaris, Stanbic, UBA, and Union.

How to use the direct dial option

MTN provides subscribers with the direct dial option to make payments quickly and securely.

All you need to do is dial 904*amount# on your phone and select your preferred bank from a list of seven available banks, including FCMB, Fidelity, Keystone, Polaris, Stanbic, UBA, and Union.

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