Are you a Heritage Bank account holder looking for a convenient way to carry out your transactions? No need to worry – the solution lies within the Heritage Bank code. This transfer code proves especially beneficial for those who lack internet access.
Heritage Bank stands as a prominent financial institution within Nigeria. The institution has fully embraced technological advancements, including software designed to streamline and expedite money transfers. No longer must you make a trip to a physical branch, enduring queues to fill out forms and ink signatures. Everything you require is right at your fingertips, accessible through the Heritage Bank code on your mobile device.
Contained within this article is comprehensive information about the USSD code for Heritage Bank, along with particulars concerning the Heritage Bank transfer code. This encompassing guide encompasses its nature, the steps for registration and activation, a compilation of USSD codes catering to an array of Heritage Bank transactions, and a wealth of additional insights.
Table of Contents
What is the Heritage Bank USSD Code?
The Heritage Bank USSD code is *745#, it functions as a pivotal tool for Heritage Bank’s clientele, enabling a diverse range of banking undertakings to be effortlessly carried out through their mobile devices. This USSD code establishes an efficient and secure conduit to engage with banking services on-the-fly, rendering the requirement of an internet connection or a smartphone unnecessary.
Leveraging the Heritage Bank code empowers customers to seamlessly execute a plethora of transactions, encompassing activities such as scrutinizing their account balance, effectuating fund transfers to alternative accounts, facilitating bill payments, procuring mobile airtime, and beyond. Notably, this service operates around the clock, affording clients the luxury to tap into its capabilities irrespective of location or time constraints.
Engaging the Heritage Bank transfer code mandates the dialling of a designated code sequence on one’s mobile device, subsequently navigating through guided prompts to culminate the intended transactions. This service is engineered for simplicity, alacrity, and user-friendliness, effectively bridging the gap between customers and enhanced banking accessibility.
How do you activate the Heritage Bank transfer code?
To register or activate your transfer code will require you to have the following:
- A mobile device for registration (it works on all mobile phones, regardless of the operating system)
- An active account with Heritage Bank
- A registered phone number linked to said account
- A Heritage Bank debit card
How do you activate your USSD code for Heritage Bank? Once you have the above items mentioned, follow the steps below to register and activate your transfer code.
- On your mobile phone, dial *745*heritage account number*the last six digits of your debit card#.
- Reply with option 1 to agree with the terms and conditions of the service.
- An on-screen prompt will ask you to select the debit card type and its expiry date. Note the expiry date is on the back of your card.
- Select the account number you wish to use for transactions, as you may have multiple accounts.
- Next, you will be asked to create a PIN that you will use to permit transactions. Enter the four-digit PIN you can simply recall.
- Confirm your account number and PIN.
- Click on the send button and await a confirmation message.
- Once you receive an SMS saying your registration was successful, you are good to go.
If you want to sign up without a card, just dial *745* your Account Number#
List of all Heritage Bank USSD Codes
|Transactions||Heritage Bank USSD Codes|
|Transfer to Heritage Bank Account||*745*1*Amount* Account Number#|
|Transfer to Other Banks||*745*2*Amount*Account Number#|
|Pay with USSD (POS & Web)||*745*000*RefCode#|
|Airtime Top-Up Self||*745*Amount#|
|Airtime Top Up Others||*745*Amount*Phone Number#|
|Pay Bills||*745# >> Select Pay Bills|
|Block ATM card||*745*11#|
|USSD Loan code||*745#|
|Change USSD PIN||*745*00#|
Heritage Bank USSD Code for Checking Balance
*745*0# is the Heritage Bank code to check your account balance. Once dialled, enter your PIN, and the money you have left in your Heritage Bank account will be displayed on your screen.
Heritage Bank USSD Transfer Code
Heritage Bank customers can transfer money from their account to another within the same bank or in a different bank with the transfer code. The transaction needs to be authenticated using your four-digit PIN. Have a look at the extended codes for transferring money to other Heritage account holders and non-Heritage Bank account holders.
- Funds transfer within the bank: dial *745*1*Amount*Account Number#. For example, if you want to send N1500 to your friend’s heritage account number 00112456112, you will dial *745*1*1500*00112456112# on your phone.
- Transfer to another bank: dial *745*2*Amount*Account number#, select the bank, and enter your PIN to authorize the transfer. For instance, if you wish to send N1000 to your friend’s GTB account number 5414113112, you will dial *745*2*1000*5414113112# on your phone.
Heritage Bank USSD Code for Bill Payments
*745# is the USSD code for Heritage Bank bill payments. After dialling, select “Pay Bills”, select your biller, follow the screen instructions, and enter your PIN to complete the transaction.
how to check heritage bank account number
Code to Check Heritage Bank Account Number: Using the phone number registered with your Heritage Bank account, dial *322*030# to check your account number.
You can also check your Heritage Bank account number using the USSD code by following the steps below:
- Dial *322*030# on your mobile phone
- Select the Option which says “Account Number”
- Enter your PIN
- Your Heritage Bank account number will be displayed on your screen.
Heritage Bank Code for Buying Airtime
*745*Amount# is the Heritage Bank code to buy airtime for yourself (SIM linked with your Heritage Bank account). While *745*Amount*Phone Number# is the code to buy airtime for other numbers.
- To buy airtime for yourself: dial *745*Amount#. For example, to purchase airtime worth N100, dial *745*100#.
- To buy airtime for another person: dial *745*Amount *Mobile Number#. For instance, to purchase N100 for someone with the number 0916987845, you will dial *745*100*0916987845#.
What is the SWIFT code of Heritage Bank in Nigeria?
SWIFT, also known as Bank Identifier Code (BIC), is an 8-11 character code used to identify worldwide banks. The SWIFT code for Heritage Bank is HBCLNGLA.
Heritage Bank BVN USSD Code
*565*0# is the Heritage Bank code to get/retrieve your BVN.
USSD Heritage Bank Code to Block Account
*745*911# is the USSD code on Heritage Bank for deactivating your account. Just dial the code and follow the screen option.
How to Block Heritage Bank ATM Card
In case you need to prevent access to your Heritage Bank ATM card, you can swiftly achieve this through a straightforward process. To initiate the card block, you have the option to dial the USSD code *745*11#. Alternatively, you can choose to reach out to us via phone by contacting either 0700HERITAGE or +234-1-236-9000.
If you’re active on social media platforms;
- Twitter via www.twitter.com/heritagebankltd
- Facebook through www.facebook.com/HeritageBankNG/.
- official website, www.hbng.com, is also a reliable source of information and assistance.
How to apply for a Heritage Bank business loan
To apply for a Heritage Bank business loan, you have the options of — visiting a bank branch, calling their 24/7 contact centre or sending them an email.
If you already know what particular finance product you are interested in, you can inquire about that and directly make an application. If you are not sure of the exact credit facility you need, one of Heritage Bank’s customer service staff — should be able to advise you appropriately.
Regardless of the finance product applied for, all applications will be evaluated against Heritage Bank lending guidelines. Your business’s trading history, its financial standing and the purpose of the loan — will all be taken into account before a lending decision is reached.
Being approved for funding will result in you being given an offer letter. This offer letter will detail any terms and conditions you are required to meet — before funds can be disbursed.
A checklist of necessary documentation, commonly asked for includes:
- Completed application form
- Company profile
- Business plan
- Cash flow budget
- Bank statements (12 months)
- Audited financial accounts
- Certificate of Incorporation
- Valid means of identification (driving license, passport, voters card)
- Proof of address
- Details of collateral offered (if any)