EcoBank USSD code for transfer and all USSD codes (2023)

ecobank USSD code A3Techworld

This article presents a comprehensive compilation of Ecobank’s USSD codes for a variety of transactions. It encompasses details about the Ecobank transfer code, including registration, activation, usage instructions, benefits, and much more.

The Ecobank USSD code for transfer is *326#. This USSD (Unstructured Supplementary Service Data) code grants customers a multitude of options to manage their Ecobank accounts, particularly concerning fund transfers.

The modern landscape of the banking industry has ushered in remarkable convenience, allowing customers to conduct transactions without the need to physically visit a bank. Ecobank Nigeria has embraced this evolution, unveiling innovative solutions to cater to customer needs. A prime example is the Ecobank transfer code, a tool that empowers customers to settle bills, purchase airtime, and execute fund transfers from their Ecobank accounts, all through a streamlined code-based process.

Here is a list of the EcoBank USSD code:

TransactionsEcobank USSD Codes
Check Balance*326*0#
Transfer to Ecobank/others*326# > select the option to transfer funds
Airtime Top Up for Self/Others*326# > select the option to buy airtime
Data Purchase*326# > select the option to buy data
Account Opening*326#
Pay Bills*326# > select the option to pay bill
Retrieve BVN*565*0#
Hotlist ATM Card*326# > select the option to manage card
For Xpress loan*326#
To reset PIN*326#

How to Register & Activate Ecobank USSD Code

Here’s the step-by-step guide to activating the USSD code for Ecobank:

  1. Using the phone number registered with your account, dial *326#.
  2. Choose the debit card linked to your account, or select the “Create PIN” option. 
  3. Fill in the required details and proceed.
  4. Now, verify you’re the account owner and create your 4 digits PIN. 
  5. Enter the PIN once again to confirm, and the registration is complete.

How long will it take to sign up for the shortcode for Ecobank?

Typically, the whole process should take less than 20 minutes if you have all the requirements. However, this duration might be longer if you decide to get the registration done at a physical branch. This is primarily due to the queues synonymous with banking halls.

If you do not have a linked number or debit card, the process will take longer since the customer care representative will have to ensure you meet all the Ecobank USSD code activation requirements.

How to check your Ecobank account number

When you dial the Ecobank bank USSD code *326*0# to check your Ecobank account number, you receive it via an SMS on your mobile phone.

Ecobank USSD Code for Checking Balance

*326*0# is the Ecobank code to check your account balance. Once dialled, enter your PIN, and the money you have left in your Ecobank account will be displayed on your screen.

Ecobank USSD Transfer Code

 *326# is the Eco Bank USSD code to transfer money from Ecobank to Ecobank, as well as the Ecobank transfer code to other banks. Once dialled, select “Transfer Funds”, enter the amount, enter the account number, select the recipient’s bank, and enter your PIN to authorize the transfer.

Eco Bank USSD Code for Opening an Account

*326# is the USSD code for the EcoBank account opening. After dialling, accept the mobile banking terms and continue following the prompts to create an account with Ecobank.

Ecobank Code for Buying Airtime

*326*Amount# is the Ecobank code to buy airtime for yourself (SIM linked with your Ecobank account). While *326*Amount*Phone Number# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N1200 for yourself, simply dial *326*1200# and your line will be credited with a N1200 recharge card. If you want to recharge another line 08077779999 (your other lines or for friends and/or family) with N1200, just dial, *326*1200*08077779999#, then enter your PIN to authorize the transaction.

Eco Bank USSD Code for Buying Data

*326# is the Eco Bank code to buy data from your account. Once dialled, select “Buy Data”, select the data bundle you want to purchase, and enter your PIN to confirm the transaction.

Ecobank USSD Code for Bill Payments

*326# is the Ecobank USSD code to pay bills (e.g., DSTV, GoTV, Startime, etc.). After dialling, select “Pay Bills”, follow the instructions and proceed to pay your bills.

Ecobank BVN USSD Code

*565*0# is the Ecobank code to get/retrieve your BVN.

Eco Bank USSD Code to Block ATM Card

*326# is the Ecobank USSD code to block your ATM debit card. After dialing, select “Manage Card”, and follow the prompts.

Why should I get the Ecobank transfer code?

As with other banks, there are several ways you can transfer funds from your account to other banks. Why, then, would one opt for the transfer code over all other options? The USSD transfer code has several advantages.

  • It is straightforward to use.
  • You can use the service in areas without internet connectivity.
  • It is extremely fast and reportedly very secure.
  • The transfer code is versatile and can be used for other services such as bill payment and airtime purchases.
  • It works on all types of mobile devices, feature phones included.
  • It is usable across all networks. These include Airtel, Etisalat, Glo, and MTN.
  • The USSD service is available at any given time of day or night.

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